See all your accounts
Know How You're Invested
Avoid Common Pitfalls
Are you confident about your financial situation?
Life is busy and finances are complicated.
Which leads to...
You could use a Financial Advocate.
Advocate advisory services are for individuals and families who desire ongoing, fiduciary-level financial advice that fits their unique financial situation.
It's subscription-based, meaning you pay as you go.
It's transparent, in that there's one, agreed-upon, monthly, flat fee for services. We do not get paid any commissions or charge an AUM fee based on a percentage of assets we manage.
In fact, you do not have to transfer any accounts! Everything can stay as-is while we advise on your situation.
As Your Dedicated Financial Advocate, we can help you:
See your big picture
Plan for your future
Know how you're invested across all your accounts
Uncover hidden costs and embedded fund fees
Utilize our low-cost investment account solution (optional)
Make confident financial decisions
How We Can Help
View All Your Investment Accounts In One Place*
A secure client portal shows all your accounts together so you can have a real-time view of how you're invested.
Prioritize What's Important
We'll create some goals and plan out steps to help you achieve them. That includes avoiding common pitfalls and preparing for potential risks that could set you back.
Working With You
Guiding you to become a better investor, we can help you make consistently good financial decisions over the long run.
Next-level financial planning and investment advice.
Advocate moves beyond your monthly statements to get below the surface and find out what is really going on in each of your accounts. We help you see your whole picture, analyze your portfolio, and translate your data into actionable insights.
- Focus On the Big Picture
- Determine Savings Goals
- Test Different What-If Scenarios
- Measure Retirement Preparedness with the Retirement Confidence Meter
- Evaluate Lifetime-income and Cash Flows Projections
- Real-time Analysis of Accounts, including 401(k) and 403(b)
- Highlight Red Flags
- Uncover Hidden Fees & Embedded Fund Expenses
- We'll Translate Your Data So You Can Understand It
One Fixed Monthly Fee
Full Service Package
- Comprehensive Financial Planning
- Portfolio Analysis, Tracking & Oversight
- Interactive Client Portal: Investment Accounts in One Place
- Help With 401(k)/403(b)
- Regular Updates from a Dedicated Advisor
- ** Investment-Focused
- ** Financial Planning-Focused
- ** Second Opinion Service
- ** Young Family Kick-starter
What Makes Advocate So Different?
Advocate is about redefining the strength and integrity of the client/advisor relationship. Some investors have a difficult time trusting an advisor whose compensation comes from large upfront commissions or outside sources (fund expenses & fees). Today's investors want holistic financial advice that puts them first, without hidden fees or mis-aligned incentives.
We believe personalized advice that is in your best-interest can only be provided within the context of a fiduciary relationship. By designing Advocate as a transparent, fixed-fee arrangement, we put you in control over, not only the services you receive, but HOW and WHEN you pay for them.
See if Advocate is right for you.
Inital Review of your portfolio at no cost.
There are no warranties implied.
Advocate and Advocate PLUS services are provided by Curtis Advisory Group, LLC, a registered investment adviser, independently-owned and located in Santa Barbara, CA. Curtis Advisory Group, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.
Curtis Advisory Group, LLC’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Curtis Advisory Group, LLC’s web site on the Internet should not be construed by any consumer and/or prospective client as Curtis Advisory Group, LLC’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Curtis Advisory Group, LLC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.
A copy of Curtis Advisory Group, LLC’s current written disclosure statement discussing Curtis Advisory Group, LLC’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Curtis Advisory Group, LLC upon written request.
Curtis Advisory Group, LLC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Curtis Advisory Group, LLC’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.
Insurance products and services are offered and sold through individually licensed and appointed insurance agents.