WARRANTIES & DISCLAIMERS

There are no warranties implied.

Curtis Advisory Group, LLC (“RIA Firm”) is a registered investment adviser located in Santa Barbara, CA. Curtis Advisory Group, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Curtis Advisory Group, LLC’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Curtis Advisory Group, LLC’s web site on the Internet should not be construed by any consumer and/or prospective client as Curtis Advisory Group, LLC’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Curtis Advisory Group, LLC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Curtis Advisory Group, LLC, please contact the state securities regulators for those states in which Curtis Advisory Group, LLC maintains a registration filing. A copy of Curtis Advisory Group, LLC’s current written disclosure statement discussing RIA Firm’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from RIA Firm upon written request. Curtis Advisory Group, LLC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to RIA Firm’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

At certain places on our website we offer direct access or links to other Internet websites. These sites contain information that has been created, published, maintained or otherwise posted by institutions or organizations independent of Curtis Advisory Group, LLC. Curtis Advisory Group, LLC does not endorse, approve, certify or control these websites and does not assume responsibility for the accuracy, completeness or timeliness of the information located there. Visitors to these websites should not use or rely on the information contained therein until consulting with an independent finance professional. Curtis Advisory Group, LLC does not necessarily endorse or recommend any commercial product or service described at these websites.

This website and information are provided for guidance and information purposes only.  Investments involve risk and unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy.  This website and information are not intended to provide investment, tax, or legal advice.

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to RIA Firm’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from RIA Firm, or from any other investment professional.

Insurance products and services are offered and sold through individually licensed and appointed insurance agents.